RAMESH, Dr. S. Impact of IRDAI Regulatory Reforms on Insurance Penetration and Growth in India: A Comprehensive Empirical Analysis. Bimaquest, [S. l.], v. 24, n. 3, 2024. Disponível em: http://bimaquest.niapune.org.in/index.php/bimaquest/article/view/157. Acesso em: 8 jan. 2026.